Credit Card Programs

Give your customers convenient financing options for budget flexibility

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With Wells Fargo's experience and stability, our credit card programs can play a key role in your business growth. Our consumer credit card programs provide your customers with the buying power to purchase your products and services today while paying over time.

Business Benefits Selected
Competitively priced consumer credit card programs for businesses like yours to help give your customers a financing option and generate customer loyalty.

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Quick responses and quick decisions

  • On-the-spot quick credit decisions
  • Consistent credit approvals with competitive credit limits
  • Fast deposit of funds (typically within 48 hours)
  • Prompt Wells Fargo program support to your inquiries

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Exceptional service and support

  • Quick program implementation
  • Comprehensive training options
  • Relationship representative support for your program
  • Rapid, secure processing methods
  • Simple, electronic application process

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Tools to grow your business

  • Competitive special terms promotions and increased customer purchasing power
  • Full access to the Online Resource Center for application, transaction, reporting, and training needs
  • Credit cards embossed with your business name
  • Marketing support to help increase sales
Customer Benefits Selected
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  • Fast and simple application process
  • Quick credit decisions
  • Immediate access to revolving line of credit upon approval
  • Ability to make repeat purchases of products and services at your location
  • Easy-to-use online account management and bill payment options

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Money-managing features

  • Convenient monthly credit card payments
  • Opportunity to pay for their merchandise over time

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Stability and service

  • Stable, reliable financial services company
  • Superior cardholder service
  • Eligible cardholders receive free access to their FICO® Credit Score using Wells Fargo Mobile® Banking, factors that affected it, and personalized Wells Fargo credit tips*

We're eager to show you why Wells Fargo is an excellent choice for your business. There's no fee to enroll – contact us for more information. The Wells Fargo credit card programs are provided by Wells Fargo Bank, N.A. and administered by Wells Fargo Retail Services.

*You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online® banking. [Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.] Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Other consumer accounts may also be eligible. Contact Wells Fargo for details.

Important: There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not necessarily guarantee a better loan rate, approval of a loan, or an automatic upgrade on a credit card.

Wells Fargo and Fair Isaac aren’t credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac don’t provide "credit repair" services or advice or assistance with "rebuilding" or "improving" your credit record, credit history, or credit rating.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Equal Housing Lender

Not a business?

Cardholders call

Mon–Fri: 8:00 am–6:00 pm
Central Time

Increase business with:

  • Greater customer purchasing power
  • Special terms promotions
  • Unique marketing opportunities
  • Consistent credit approvals
  • Competitive credit limits


Businesses call

Mon–Fri: 7:30 am - 5:30 pm
Central Time