Frequently Asked Questions

How do I enroll in your credit card program?

If you would like to learn more about the application process for our consumer credit card programs call us today at 1-800-248-5012, Monday – Friday, from 7:30 am - 5:30 pm Central Time. You can also request a call from our team by filling out this form

Does Wells Fargo Bank, N.A., serviced by Wells Fargo Retail Services, provide credit card programs anywhere in the U.S.?

Yes, we offer credit card programs to qualifying businesses in the United States, including the U.S. territories.

What types of financing options can you offer my customers?

We offer a full menu of special terms promotions, including 0% APR, special rate, and no interest if paid in full (deferred interest) with regular monthly and equal monthly payments. We can also customize promotional offers for your unique industry or market.

How do you process applications?

We offer several options for application processing including via phone and online. Customized options may also be available.

Can my customers apply for a credit card online?

Yes. If your company has a website, the website meets our requirements, and if we choose to, we may provide you with an at-home link where customers can access our consumer application and apply for a credit card.

Will my customers receive a credit card?

Yes. Your customers will be mailed a plastic credit card within 7 days of their credit card application approval. This credit card, issued through Wells Fargo Bank, N.A., is a revolving line of credit that can be used for purchases up to the available credit limit at participating businesses who may offer special financing options on purchases made with this card.

How will my business be funded?

Your funds will be directly deposited to your account through Automated Clearing House.

How can Wells Fargo Retail Services help me market to my customers?

We offer a full-service marketing team that can provide cardholder direct marketing campaigns, point-of-sale materials and other marketing collateral, customized applications and credit cards, statement marketing, and more.

Not a business?

Cardholders call

Mon–Fri: 8:00 am–6:00 pm
Central Time

Increase business with:

  • Greater customer purchasing power
  • Special terms promotions
  • Unique marketing opportunities
  • Consistent credit approvals
  • Competitive credit limits


Call 1-800-248-5012

Mon–Fri: 7:30 am - 5:30 pm
Central Time